Terms of Use

1. The Toni Service

Toni provides account creation, identity proofing, face match and liveness checks, professional credential collection, license verification workflows, consent screens, partner connections, and signed verification assertions. A Toni verification may include identity status, assurance level, verified timestamp, profession, credential status, and partner-scoped identifiers.

2. Eligibility and Account Security

• You must provide accurate information and use your own legal identity when creating or using a Toni account.
• You are responsible for safeguarding your password, passkeys, devices, email account, phone number, and recovery methods.
• You may not create accounts for another person, sell access to a verified account, or allow another person to use your Toni verification.

3. Verification Is Not a Guarantee

A verified status means Toni or its providers completed checks based on available evidence at a point in time. It does not guarantee future conduct, honesty, professional performance, employment fitness, creditworthiness, or absence of fraud risk. Partners remain responsible for their own onboarding, compliance, eligibility, and risk decisions.

4. Professional Credentials

• If you choose a profession that may require licensing, Toni may ask for role, license type, issuing state or authority, license number, optional business name, and consent to verify the credential.
• Credential status may be verified, pending, failed, expired, revoked, unable to verify, or not verified depending on available sources and review outcomes.
• You must promptly update Toni if a professional credential expires, is suspended, is revoked, changes jurisdiction, or no longer belongs to you.

5. Partner Connections and Consent

When a partner website asks you to verify with Toni, Toni may show the partner name, requested scopes, and claims before you approve sharing. Toni should share partner-safe claims rather than raw ID documents, face images, or unnecessary personal data. You may revoke partner connections from your dashboard where supported.

6. Prohibited Use

• Do not submit forged, altered, stolen, synthetic, or misleading identity documents or credential information.
• Do not bypass, tamper with, automate, scrape, attack, reverse engineer, or overload Toni systems or provider systems.
• Do not use Toni to harass, impersonate, discriminate unlawfully, make unauthorized background checks, or violate applicable law.

7. Third-Party Providers

Toni may use identity verification, face/liveness, fraud screening, communications, cloud hosting, database, storage, analytics, credential-source, and manual review providers. Those providers may process information only as needed to support the service and subject to applicable agreements.

8. Suspension, Reverification, and Revocation

Toni may require reverification, limit sharing, suspend an account, revoke a verification status, or hold a credential for review if information appears inaccurate, expired, risky, disputed, legally restricted, or inconsistent with provider results.

9. Disclaimers and Limitation of Liability

Toni is provided on an as-available basis during product development and operation. To the maximum extent permitted by law, Toni disclaims implied warranties and limits liability for indirect, incidental, consequential, special, punitive, or lost-profit damages arising from service use, verification outcomes, partner decisions, provider errors, or unavailable data sources.

10. Contact

Questions about these Terms of Use, verification status, credential review, account security, or partner sharing can be sent through Toni support.